Insurance premiums, repair bills, and long-run ownership totals can vary wildly between vehicles that look similar on a showroom floor. CarEdge’s rankings reveal which popular models sit at the expensive end of each measure. Here are eleven vehicles that cost more than most to insure, maintain, or own.
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1. Chevrolet Corvette Z06: Insurance Heavyweight
The Chevrolet Corvette Z06 ranks 185th of 186 popular models for insurance cost, at $3,426 a year for a 40-year-old good driver with full coverage. That CarEdge insurance ranking leaves only one model ahead of it for annual premiums.
Quotes depend heavily on location, driving record, and coverage choices, so this figure is a benchmark rather than a promise. Shoppers considering a Z06 can request quotes before purchase to avoid a nasty surprise.
2. GMC Hummer EV Pickup: Electric Truck, Hefty Premium
In CarEdge’s insurance ranking of 186 popular models, the GMC Hummer EV Pickup comes in 183rd, at $3,282 a year for a 40-year-old good driver with full coverage. Only three models rank higher in the CarEdge’s insurance list.
Large electric trucks can be costly to repair, and insurers tend to price that risk into premiums. Buyers might compare several carriers and ask about coverage for battery damage before signing. Policy details such as deductibles and battery coverage are worth reading closely.
3. Chevrolet Corvette Stingray: Mid-Engine Money
At $3,215 a year for a 40-year-old good driver with full coverage, the Chevrolet Corvette Stingray ranks 181st of 186 popular models for insurance, according to CarEdge insurance rankings. It trails the Z06 and Hummer EV in the same list.
Even the standard Corvette lands near the top of the premium rankings. Getting several quotes and asking about discounts for safe driving or bundled policies can help narrow the gap between carriers.
4. Toyota GR Supra: Sports Coupe Premium
The Toyota GR Supra ranks 178th of 186 popular models for insurance cost, at $2,979 a year for a 40-year-old good driver with full coverage. The CarEdge’s annual premium list shows a sports coupe can draw steep premiums.
Younger drivers or those with imperfect records could see higher numbers than this benchmark. Comparing quotes early, before falling for a specific car, keeps the monthly budget realistic. A higher deductible may lower the premium, though it raises out-of-pocket cost after a claim.
5. Ram 3500: Heavy-Duty Maintenance Leader
CarEdge ranks the Ram 3500 186th of 186 popular models for five-year maintenance cost, at $8,383. Dead last in the CarEdge maintenance ranking, the heavy-duty pickup is the costliest of all popular models to keep running over that stretch.
Work-oriented trucks face heavy loads and demanding use, which tends to drive up service bills. Owners can keep records of every service visit and ask about maintenance plans, particularly when buying used.
6. Ford F-450: Super Duty Upkeep
The Ford F-450 ranks 179th of 186 popular models for five-year maintenance cost, at $5,108, per CarEdge’s maintenance list. That puts the one-ton pickup among the eight costliest popular models to maintain.
Heavy towing and hauling can accelerate wear on brakes, tires, and drivetrain parts. Prospective buyers should inspect used trucks carefully and check recall status by VIN at NHTSA before purchase. A written maintenance schedule keeps costs predictable and protects resale value.
7. Ford F-350: Three-Quarter-Ton Tab
CarEdge lists the Ford F-350 at 178th of 186 popular models for five-year maintenance, with a cost of $4,931. The CarEdge maintenance rankings puts it right behind the F-450 among the most expensive pickups to maintain.
Similar hardware means similar upkeep concerns, so shoppers comparing the two Super Duty trucks should weigh capability against service costs. Asking for complete maintenance records helps reveal how a used truck was treated. Matching the truck to real workloads, rather than the biggest option available, can also trim the bill.
8. Ram 1500: Half-Ton Cost Check
CarEdge puts Ram 1500 maintenance and repair at $5,975 over five years, “more than the pickup average by $1,271,” and $19,201 over ten years. The CarEdge Ram 1500 maintenance page suggests that even a light-duty pickup can carry a sizable long-term service bill.
Anyone planning to keep a Ram 1500 for a decade should budget for the ten-year figure rather than only the first few years. Maintenance records and a pre-purchase inspection are worthwhile for any used example.
9. Hyundai Palisade: Family SUV, Big Total
The Hyundai Palisade ranks fourth-costliest of 118 models in CarEdge’s $30k-to-$50k list, at $60,802 over five years. Only three models in the CarEdge $30k-to-$50k ranking cost more to own across that period.
A mainstream three-row SUV can still carry a heavy ownership bill. Shoppers should compare insurance, fuel, and depreciation estimates across rivals and ask a dealer about any open recall work. Test-driving rivals in the same price band offers a quick sense of whether the extra cost is worth it.
10. Kia Telluride: Popular Pick, Pricey Total
Sixth-costliest of 118 models in the $30k-to-$50k bracket, the Kia Telluride reaches $59,969 over five years, according to CarEdge’s five-year cost list. It sits just behind its Palisade cousin in the same ranking.
Strong popularity does not guarantee a low ownership bill. Buyers might request insurance quotes first and review warranty coverage, which can offset some repair exposure during the early years of ownership. Treating the figure as one input among several, alongside price and features, keeps the decision balanced.
11. Ford Edge: Edge of the Top Ten
CarEdge ranks the Ford Edge tenth-costliest of 118 models in the $30k-to-$50k list, with a five-year cost of $58,323. The CarEdge $30k-to-$50k rankings places the midsize crossover at the edge of the bracket’s top ten.
Used examples may carry added maintenance concerns as mileage climbs. Checking service history, running a VIN-based recall search, and obtaining a pre-purchase inspection are practical safeguards before buying. Such totals build quietly, so a simple five-year budget helps keep ownership affordable.
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