Insurance costs vary widely from one model to the next, and small crossovers and pickups often land at the affordable end. Three consumer surveys, each with its own methodology, supply the rates behind this list. Here are eleven SUVs and trucks that turned up as inexpensive to insure.
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1. Subaru Crosstrek: Lowest Rate of Twenty
The Subaru Crosstrek posted the lowest average rate among 20 models in a CarInsurance.com rate ranking, at $1,150 per six months for full coverage. The figures date to May 5 2026 and rest on Quadrant data for sample 40-year-old drivers, with 100/300/100 limits and $500 deductibles.
Because the quote covers six months rather than a full year, it should not be set directly beside annual figures from other surveys. Individual quotes will still differ with the driver, the location and the policy chosen.
2. Jeep Wrangler: Close Second
The Jeep Wrangler ranked second cheapest in the same survey, at $1,154 per six months for full coverage, according to the second-place listing. That is only $4 above the Crosstrek, a narrow margin at the top of the list.
The result suggests a Wrangler need not carry a steep premium under this survey’s assumptions of a 40-year-old driver, $500 deductibles and standard full-coverage limits. Buyers should still request their own quotes, since rates depend on personal factors.
3. Honda CR-V: Cheap in Two Surveys
The Honda CR-V placed third cheapest at $1,158 per six months for full coverage in the full-coverage rate table. A separate survey at insurance.com put its average at $1,932 a year.
The two numbers use different bases, six months in one case and a full year in the other, so they read as separate measures rather than a contradiction. Either way, the model appears on two independent cheapest-to-insure lists, which lends some weight to its low-cost standing.
4. Subaru Outback: Within Dollars of the Leaders
Fourth place in the six-month rate listing went to the Subaru Outback, at $1,161 per six months for full coverage. The model finishes just $3 behind the Honda CR-V.
For buyers, the top four entries sit within about $11 of one another, so small differences in coverage or driver profile could reorder them. The survey’s sample driver is 40 years old, with $500 deductibles on the policy, so results for other drivers may differ.
5. Honda HR-V: Annual Basis at insurance.com
Insurance.com listed the Honda HR-V at a $1,936 average annual premium for full coverage, according to its cheapest cars list updated March 17 2026. The survey’s base is a 40-year-old driver with good credit, using national averages.
That annual basis differs from the six-month rates quoted for the first four models, so the figure cannot be compared directly with them. Within the insurance.com list, the HR-V sits just above the CR-V’s $1,932 a year.
6. Hyundai Venue: Just Under $2,000
The Hyundai Venue averages $1,999 a year for full coverage in the insurance.com ranking, the premium quoted for that small crossover under the survey’s full-coverage assumptions.
That is $63 more than the HR-V in the same survey, a modest gap that still keeps the Venue under the $2,000 mark. The numbers reflect national averages for a 40-year-old driver with good credit, so a personal quote may land higher or lower.
7. Chevrolet TrailBlazer: Highest of the Annual Group
The Chevrolet TrailBlazer comes in at a $2,012 average annual premium for full coverage, according to the site’s cheapest-cars survey. Like the other insurance.com entries, it assumes a 40-year-old driver with good credit and national averages.
It is the highest of the insurance.com figures in this gallery, by about $76 over the HR-V. The survey’s basis applies equally to every model it lists, so the comparison holds within that list but not against the six-month or minimum-liability numbers.
8. Mazda CX-5: Cheapest at State Minimum
At $364 a year for state-minimum liability, the Mazda CX-5 is the cheapest entry on MoneyGeek’s list, with the rate drawn from Nationwide according to its CX-5 insurance page.
State-minimum liability is a much narrower policy than the full coverage used in the earlier surveys, so the dollar figures are not comparable. The MoneyGeek list also draws on different rate sources, including Nationwide here and State Farm for the Passport.
9. Subaru Forester: Two Coverage Levels
The Subaru Forester costs $367 a year at state-minimum liability, according to MoneyGeek’s Forester page, putting it just $3 above the CX-5.
The same source puts full coverage on a new Forester at $1,035 a year, which shows how much the choice of coverage changes the bill. As with the other MoneyGeek entries, the figures follow that site’s own methodology and should not be set against the other surveys, which use different drivers and coverage levels.
10. Honda Passport: State Farm Minimum
State Farm supplies the $375 annual state-minimum rate listed for the Honda Passport on its MoneyGeek Passport page.
The Passport costs $8 more than the Forester on that basis and $11 more than the CX-5. Those small gaps put the three models in a tight band for minimum-liability coverage, while individual rates will still depend on the driver, the insurer and the state where the vehicle is registered. The listed amount reflects one insurer’s quote only.
11. Honda Ridgeline: Cheapest Pickup
At $382 a year for state-minimum liability from Nationwide, the Honda Ridgeline is the cheapest pickup on the list, as reported on its MoneyGeek Ridgeline page.
It is the highest of the four MoneyGeek figures here, yet only $18 above the CX-5, the cheapest on that site’s list. The rate is again a state-minimum liability figure, so it says little about what full coverage on a pickup would cost. Anyone comparing trucks should check quotes for the specific trim and coverage they intend to buy.
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