Repair costs separate a luxury badge from a sensible purchase more reliably than the sticker price does. RepairPal figures cited by four consumer outlets put annual shop bills for German, British and American premium models well above the norm. The list below walks through twelve of them, from compact crossovers to flagship sedans.
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1. Porsche Macan: Small SUV, Big Invoices

GOBankingRates 2024 ranking puts the Porsche Macan at the top of its luxury repair-cost list, with an average of $1,265 a year. That figure rests on RepairPal data and covers repairs only, so routine servicing and tires would come on top of it.
A compact crossover might seem a modest commitment, yet the number says otherwise. Owners weighing the badge against the budget should read $1,265 as a yearly baseline, with older examples plausibly landing higher.
2. Land Rover Range Rover: Flagship Upkeep

RepairPal data from May 2024, summarized by GOBankingRates, pegs the Land Rover Range Rover at $1,258 a year in repairs. That puts the flagship SUV a whisker behind the Macan on the same ranking.
Large luxury SUVs tend to carry complicated hardware, though the source supplies only the average rather than a cause. The takeaway is that a low purchase price on a used example does not signal a low cost of ownership.
3. BMW X5: Bavarian Bruiser

An annual repair average of $1,166 lands the BMW X5 third on the GOBankingRates list, based on RepairPal figures from May 2024. The estimate reflects unscheduled visits across model years rather than any single failure.
Because the X5 has been sold across several generations, individual cars can sit well above or below that mark. Pre-purchase inspections and a cash cushion for repairs are the practical response to a number like this.
4. Lincoln Navigator: Full-Size Luxury Tax

Across the same May 2024 RepairPal dataset, GOBankingRates lists the Lincoln Navigator at $1,089 a year in repairs. The full-size SUV rounds out the top four on that ranking.
Lincoln often markets the Navigator as a value alternative to European luxury rivals, and its bill is indeed the lowest of the four. Even so, the figure exceeds what many mainstream SUVs average, a reminder that big luxury vehicles carry big maintenance costs.
5. Audi A7: Sportback Sticker Shock

The Audi A7 Quattro leads Ratchet+Wrench’s luxury repair list at $1,501 in average annual repair costs. The list dates to 2019, so the dollar amounts reflect that year’s RepairPal data rather than current shop prices.
A figure above $1,500 a year makes the A7 the most expensive entry among the four cars drawn from that article. Anyone reading the number today should treat it as a directional guide, since labor and parts prices have moved since 2019.
6. Mercedes-Benz S-Class: Flagship Sedan Maintenance

At $1,454 a year, the S550 version of the Mercedes-Benz S-Class ranks among the priciest cars to fix in the 2019 Ratchet+Wrench list. RepairPal supplied the underlying averages.
As the brand’s flagship sedan, the S-Class commands a high price to buy and, by this measure, to keep running. The caveat is that the source list is not strictly sorted by cost, so rank matters less than the dollar figure itself, and the 2019 date limits how far it can be stretched.
7. BMW M3: Performance Premium

The BMW M3 averages $1,281 a year in repairs, according to Ratchet+Wrench’s 2019 compilation of RepairPal data. That places the performance sedan third on that list, behind the Audi A7 and the S-Class and just ahead of the Porsche 911.
The figure covers repairs alone, so owners who drive a high-performance car hard should expect wear items to push yearly spending higher. As with the other entries from this article, the data is several years old and best treated as a rough guide.
8. Porsche 911: Icon With a Price Tag

Porsche’s rear-engine icon shows up at $1,147 a year in repairs on the 2019 Ratchet+Wrench list, using RepairPal averages. The Porsche 911 is the cheapest of the four cars listed from that article.
Even the lowest figure from that list tops $1,100 annually in fixes, a reminder that sports-car ownership carries steady costs for owners of every age of car. Dated 2019 data means current shop rates could push the real-world total beyond that mark.
9. BMW X1: Entry Level, Not Cheap

Investing Magazine ranks the BMW X1 as the most expensive car on its list, at $915 a year. The StreetInsider write-up of that list was updated in July 2023, so the figure reflects relatively recent data.
As BMW’s smallest SUV, the X1 is often seen as the affordable way into the brand. That entry price does not extend to upkeep, since $915 a year in repairs is a steady drain on a household budget.
10. BMW 5 Series: Executive Sedan Upkeep

RepairPal data cited by Investing Magazine’s maintenance ranking shows the BMW 5 Series costing $825 a year in repairs. That lands below the X1 yet still sits in the upper tier of that list.
The executive sedan is a mainstay of the German luxury segment, and its bills reflect that premium positioning. As the source credits RepairPal secondhand, the number is best read as an approximation rather than an exact audit.
11. Cadillac SRX: Quiet Crossover Costs

The Cadillac SRX costs $703 a year in repairs, making it the fifth costliest car on the Investing Magazine list. That is the lowest figure among the three cars drawn from that ranking.
A figure near $700 looks gentle beside the Porsches and Range Rovers earlier in this gallery, but it still lands among the priciest entries on its own list. The SRX shows that an American badge does not guarantee low maintenance costs.
12. Porsche Cayman: Mid-Engine Money Pit

Motor1 named the Porsche Cayman the costliest vehicle to keep running, at an average of $2,370 a year, citing RepairPal’s April 2018 index. That is the headline figure for the whole gallery.
Other lists place the Cayman between about $1,088 and $1,135 a year, so the 2018 number is best viewed as a high-water mark rather than a settled average. Even the lower estimates keep the mid-engine coupe among the pricier cars to repair.
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