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10 upmarket models where $20,552 of upkeep meets a 34% loyalty score

Luxury badges promise polish, yet the ownership record is often less flattering. Maintenance projections, owner satisfaction surveys and complaint tallies all point to costs and frustrations that arrive after the purchase. Here are ten models where upkeep, regret or reported problems stand out for shoppers weighing a premium vehicle.

1. Porsche Cayenne: Second-Costliest Upkeep

Porsche Cayenne — Image Credit: Chanokchon - CC BY-SA 4.0/Wiki Commons
Image Credit: Chanokchon – CC BY-SA 4.0/Wiki Commons

Motor1 places the Cayenne second on its maintenance cost ranking, with a listed 10-Year Cost of $20,552. Only one model on that ranking is projected to cost more to keep running over a decade.

For a buyer, the practical lesson is that the purchase price covers only part of the commitment. A sport utility vehicle from this brand can carry a service bill comparable to a modest second car, so a dedicated maintenance budget belongs in the calculation from day one.

2. Porsche Macan: The Smaller Sibling’s Bill

Porsche Macan — Image Credit: M 93 - CC BY-SA 3.0 de/Wiki Commons
Image Credit: M 93 – CC BY-SA 3.0 de/Wiki Commons

The smaller Macan lands third on the same Motor1 maintenance list, with a 10-Year Cost of $20,137. That is only a few hundred dollars below the Cayenne, which suggests the compact crossover offers little relief on service expenses despite its lower sticker price.

Shoppers drawn to the Macan as a more affordable entry into the brand should factor in that gap before signing. Cheaper to buy does not mean cheaper to keep, and a ten-year ownership horizon makes the difference far more visible than a warranty period does.

3. BMW X7: Costs That Climb Each Year

BMW X7 — Image Credit: Ethan Llamas - CC BY-SA 4.0/Wiki Commons
Image Credit: Ethan Llamas – CC BY-SA 4.0/Wiki Commons

Motor1 lists the X7 with a ten-year upkeep estimate of $18,550, with annual spending reaching $3,444 by Year 10. The trajectory matters as much as the total, since the large three-row flagship grows steadily more expensive to service as it ages.

Owners who keep a vehicle beyond its early years face the heaviest bills at the point when resale value has already slipped. Anyone planning a long hold on a big luxury sport utility vehicle should expect the later years to cost the most.

4. Porsche Panamera: From Gentle Start to Steep Finish

Porsche Panamera — Image Credit: nakhon100 - CC BY 2.0/Wiki Commons
Image Credit: nakhon100 – CC BY 2.0/Wiki Commons

The Panamera carries a 10-Year Cost of $16,531 in the Motor1 comparison. Maintenance begins at $666 in Year One and rises to $2,963 by Year 10, so annual spending more than quadruples across the decade.

The low opening figure can make the sedan look inexpensive during the first few years of ownership. Buyers considering a used example should assume the steeper end of that curve, because an older car arrives closer to the expensive years. Over ten years, the cumulative bill still lands well above what the first-year figure implies.

5. Mazda CX-90: The 34% Plug-In Verdict

Mazda CX-90 — Image Credit: Mr.choppers - CC BY-SA 3.0/Wiki Commons
Image Credit: Mr.choppers – CC BY-SA 3.0/Wiki Commons

In Consumer Reports’ 2026 survey, as covered by AutoGuide’s owner regret list, just 34% of CX-90 Plug-in Hybrid owners said they would buy another. That is the lowest loyalty figure among the models featured here.

Such a score points to a gap between expectation and daily experience, which matters most for a vehicle positioned above Mazda’s mainstream range. Prospective buyers of the plug-in version may want to test drive it extensively and speak with current owners first. A figure this low deserves attention.

6. Audi Q4 e-tron: Few Owners Would Repeat

Audi Q4 e-tron — Image Credit: Alexander Migl - CC BY-SA 4.0/Wiki Commons
Image Credit: Alexander Migl – CC BY-SA 4.0/Wiki Commons

Only 39% of Q4 e-tron owners told Consumer Reports they would buy the car again, according to the same owner satisfaction roundup. For an electric crossover wearing a premium badge, that is a modest endorsement from the people who live with it.

The result does not identify a single cause, so shoppers should read it as a signal to investigate rather than a verdict. Checking what current owners complain about, from software to range, offers a clearer picture than the badge alone.

7. Chrysler Pacifica: A Minivan With Mixed Loyalty

Chrysler Pacifica — Image Credit: HJUdall - CC0/Wiki Commons
Image Credit: HJUdall – CC0/Wiki Commons

The Pacifica Plug-in Hybrid earned a 43% owner-satisfaction score in Consumer Reports’ 2026 survey, as summarized in an AutoGuide report. Fewer than half of owners, in other words, would choose the same vehicle again.

Family buyers often weigh a minivan on practicality, so a lukewarm score stands out. The figure applies to the plug-in variant specifically, which suggests that the added powertrain complexity, rather than the body style, may deserve the closest inspection before purchase. Owner feedback of this kind is worth reading closely.

8. Volkswagen ID.4: Bottom Ten in the Survey

Volkswagen ID.4 — Image Credit: Dennis Elzinga - CC BY 2.0/Wiki Commons
Image Credit: Dennis Elzinga – CC BY 2.0/Wiki Commons

A 45% share of ID.4 owners said they would buy one again, which put the electric crossover in the bottom ten of the Consumer Reports survey results. More than half of owners, by that measure, would look elsewhere next time.

Being listed among the least-loved vehicles carries weight for a model marketed to mainstream and upmarket shoppers alike. Buyers weighing an electric crossover can use the result as a prompt to compare rivals and ask owners about their experience. The survey figure alone does not explain why owners were dissatisfied.

9. Chevrolet Tahoe: A Thick Complaint File

Chevrolet Tahoe — Image Credit: Ethan Llamas - CC BY-SA 4.0/Wiki Commons
Image Credit: Ethan Llamas – CC BY-SA 4.0/Wiki Commons

CarComplaints logs 1,329 owner complaints against the Tahoe on its Chevrolet complaints page. The count reflects reports submitted by owners across the years the full-size sport utility vehicle has been sold. The tally comes from a public database rather than a formal survey of satisfaction.

Raw complaint totals favor popular, long-running models, so a large number is partly a reflection of sales volume. Even so, buyers can read the individual reports to learn which problems recur and whether they affect the model years under consideration. That context keeps the figure in proportion.

10. Nissan Maxima: Third-Highest Complaint Count

Nissan Maxima — Image Credit: OWS Photography - CC BY 4.0/Wiki Commons
Image Credit: OWS Photography – CC BY 4.0/Wiki Commons

Owners have filed 1,427 complaints against the Maxima, the third-highest total among Nissan models on CarComplaints’ Nissan page. For a sedan sold as the brand’s upscale flagship, that is an unflattering position within its own family of vehicles.

A shopper considering a used Maxima should look past the headline number and study which components generate the reports. Matching the specific model year and powertrain to documented problems is the sensible way to judge whether the history is a concern. Owner reports are the best available guide.


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