Image by Freepik

Across Chicago, renters are describing apartments where toxic mold creeps along ceilings, cockroaches scatter when the lights flip on, and chronic leaks never quite dry out. Many say those conditions are making them and their children sick, yet their complaints to landlords and the city often feel like they vanish into a void. I want to walk through what the law actually requires, how to document unsafe conditions, and which tools Chicago tenants can use when a home is damaging their health.

Living with mold and pests is not just unpleasant, it is a direct threat to respiratory health, especially for children, older adults, and people with asthma. Chicago’s own housing and health agencies acknowledge that environmental hazards in homes can trigger serious illness, and that Black and Brown residents are disproportionately exposed. The gap between those official standards and what many renters experience every day is where tenant rights, city enforcement, and legal pressure collide.

When mold and pests become a health crisis

For tenants, the first sign of trouble is often physical, not legal: a child’s asthma flaring every time it rains, a persistent cough that eases only when someone leaves the apartment for a few days, or unexplained rashes that line up with visible mold. Chicago housing advocates point out that Environmental issues like dust mites, mold, and poor ventilation can cause allergic reactions and also trigger asthma attacks, and They note that these hazards fall hardest on Black and Brown Chicagoans. When you add cockroaches and rodents, which leave droppings that can worsen breathing problems, the apartment itself can become a chronic health stressor.

Public housing residents are not exempt from these risks. The Chicago Housing Authority warns that mold, moisture, suspected lead-based paint, and asthma triggers are all environmental health hazards that families should not ignore. The agency explicitly invites residents to Report a Concern about these issues, underscoring that they are recognized threats, not cosmetic annoyances. More broadly, The Chicago Department of Public Health, or CDPH, describes how its environmental inspectors respond when people REPORT IT to 3-1-1, reinforcing that mold, pests, and leaks are squarely in the realm of public health.

What Chicago law actually requires from landlords

Chicago does not treat a moldy, pest-infested apartment as just bad luck. In Chicago, Residential Landlord and Tenant rules spell out that landlords must provide habitable housing, which includes working plumbing, heat, and protection from conditions that threaten health. The city’s housing department explains that In Chicago, the legal rights and responsibilities of both landlords and tenants are covered in the Residential Landlord and Tenant ordinance, and that framework is the backbone for demanding repairs. The same ordinance is summarized in more detail in a city document that spells out how Rent withholding can begin from the fifteenth day after proper notice, up to one month’s rent, if serious problems are not fixed.

On top of that general habitability standard, Chicago’s building code speaks directly to pests. Tenant advocates point renters to the city’s pest provisions and note that there are All 136 Comments on one widely used guide, including a response where John Bartlett says that You can sue her and Have you sent her written notification and request a building inspection. For mold, Illinois law does not have a single, explicit statewide mold statute, but Mold Rights for Tenants in Chicago Apartments are grounded in general habitability principles. One legal explainer notes that Mold Rights for in Chicago Apartments exist Although Illinois does not define mold in a separate statute, meaning renters can still argue that significant mold violates basic safety requirements.

Documenting mold and pests so your complaint sticks

When I talk to tenant lawyers, they all start in the same place: documentation. Before you call a city inspector or a lawyer, you need a record that shows what is happening inside your unit and when. Tenant support services urge renters to start with the basics and Let Your Landlord KnowDon’t worry framework laid out in Chicago’s rules.

Health-focused remediation experts also stress that documentation is crucial if you later need to break a lease or seek damages. One guide for renters in Wisconsin and Illinois notes that if mold poses a significant health risk, medical records and inspection reports can strengthen a claim that the unit is uninhabitable. It explains that in Illinois, renters also have legal tools for Jun situations where mold is not being resolved, including potentially breaking the lease. For pests, a fact sheet on integrated pest management reminds tenants that they share some responsibility: it lists TENANT PEST CONTROL RESPONSIBILITIES and urges renters to Keep living spaces clean and food sealed, which can help show that an infestation stems from building conditions, not tenant behavior.

Using 311, inspectors, and city complaints to force repairs

Once you have a paper trail with your landlord, the next step is often the city itself. Chicago encourages residents to report unsafe conditions through its non-emergency hotline and online portals. The city’s building portal explains that tenants can submit information about Building violations, including leaks, structural problems, and infestations, and that these complaints can trigger inspections. A related page highlights that Apr guidance urges residents to Check Out the CHI311 App, describing Some common building violations that can be reported to 311, which is often faster than waiting on hold.

Legal aid groups echo that advice and spell out the process in plain language. One Chicago-focused guide tells tenants to Report concerns about a Chicago building by calling 311 or submitting an online Building Violation Request if the landlord is not responding. Another repair-focused resource repeats that in Chicago, call Chicago 311 or submit an online Building Violation Request when serious issues go unaddressed. For consumer complaints that go beyond code violations, the city’s business affairs office instructs that a Complaint from a Consumer should be submitted through the City’s 311 system, and notes that You can file by calling 311, online, or through the CHI311 Complaint App on your phone.

When landlords ignore you: rent, lawsuits, and health-based claims

Even with inspections and violation notices, some landlords still drag their feet, which is where Chicago’s rent and negligence rules come into play. The city’s official summary of its landlord-tenant ordinance explains that if a landlord fails to fix serious problems after written notice, tenants can either withhold a portion of the rent or pay for repairs and deduct the cost, within specific limits. The same summary clarifies that a tenant may Residential Landlord and Request in writing that the landlord make repairs within a set time frame, and if that fails, pursue remedies that do not exceed one month’s rent. For renters whose health is deteriorating, these financial levers can be a way to get a landlord’s attention without immediately going to court.

When conditions are extreme, however, legal action for negligence becomes a real option. One Chicago law firm outlines how tenants can respond to severe mold, leaks, and infestations, including Filing a complaint with the Chicago Department of Buildings and seeking compensation for medical bills or property damage. Their guidance on Legal Action for emphasizes that Tenants should gather inspection reports, photos, and doctor’s notes before suing. Recent reporting on Chicago renters living with mold, pests, and leaks describes Residents who say that despite repeated requests for help from the city, those requests have been ignored, and notes that Must Rea tenant rights include protection from pest infestations and the ability to push back when landlords fail to act, as detailed in one Jan report.

More from Morning Overview