Insurance quote data offers a rare look at how drivers of different brands behave on the road. LendingTree and QuoteWizard counted accidents, speeding and drunk-driving citations per 1,000 drivers, and the results do not always match brand reputations. Here are twelve brands, each entry noting which study period its figures come from.
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1. BMW: Top of the Table
LendingTree’s 2025 quote data, as reported by Claims Journal coverage, put BMW first for total incidents at 44.9 per 1,000 drivers. The brand also posted the highest DUI rate in the analysis, at 4.8 per 1,000.
The figures come from insurance quotes collected in 2025, so they describe the drivers who sought coverage, not every owner of the brand. They also measure behavior records, not how safe any BMW model is.
2. Ram Trucks: Truck Brand, Top Accidents
Ram placed second for total incidents in LendingTree’s 2025 data at 44.7 per 1,000 drivers, and led every brand for accidents with 23.9, as covered by Claims Journal’s report. The period ran from January 1 to December 16, 2025.
The numbers rest on QuoteWizard insurance quotes, which means they reflect people shopping for coverage. A truck brand leading on accidents is a finding about driver records in this sample, not a verdict on the trucks themselves.
3. Tesla: Electric Brand, Close Behind
Tesla drivers logged 42.8 incidents per 1,000 in LendingTree’s 2025 data, with 23.1 accidents per 1,000, second only to Ram on that measure, according to Claims Journal’s summary. The data period ran from January 1 to December 16, 2025.
Quote-based data covers drivers who requested coverage during that window. It cannot separate the effect of the vehicle from the effect of the driver, so the result is a snapshot of one insurance dataset.
4. Infiniti: Speeding Leader
Infiniti drivers were the top speeders in LendingTree’s 2025 data, with 3.3 speeding incidents per 1,000 drivers, as noted in Claims Journal’s write-up. The data period ran from January 1 to December 16, 2025.
Speeding is one slice of the broader incident count, and Infiniti is singled out here for that category alone. The source is QuoteWizard insurance quotes, so the rate describes people seeking coverage, not the full population of owners.
5. Volkswagen: German Volume Brand
LendingTree’s analysis of QuoteWizard quotes from January 1 to December 16, 2025 found Volkswagen drivers had 40.6 incidents per 1,000 drivers, including 20.8 accidents per 1,000, in its brand incidents study.
That places the brand in the upper half of the table by total incidents, though behind the leaders. As with every entry using this study, the data come from quote requests in 2025 and describe drivers shopping for insurance.
6. Subaru: All-Wheel-Drive Favorite
Subaru drivers had 40.3 incidents per 1,000 in LendingTree’s 2025 analysis of QuoteWizard quotes, and 23.2 of those per 1,000 were accidents, according to the LendingTree incident rankings. The period ran from January 1 to December 16, 2025.
The accident figure is notable because it sits close to the leaders, even though the brand’s total incident count is lower. Readers should treat the numbers as a snapshot from one insurance dataset in 2025.
7. Audi: Matching Accident Rate
In LendingTree’s 2025 analysis, Audi drivers had 38.7 incidents per 1,000 drivers, including 19.6 accidents per 1,000, per its published brand table. The quotes were gathered by QuoteWizard between January 1 and December 16, 2025.
Audi’s accident rate matches Honda’s in the same table, even though its total incident count is higher. The data come from insurance quote requests, so they describe drivers seeking coverage, not every owner. The 1.7-point gap in total incidents comes from other violations, since accident rates are equal.
8. Honda: Mainstream Benchmark
Honda drivers had 37.0 incidents per 1,000 drivers in LendingTree’s analysis of QuoteWizard quotes from January 1 to December 16, 2025, including 19.6 accidents per 1,000, as listed in the LendingTree study data.
The mainstream volume brand appears lower in the table than the luxury and performance names ahead of it. Because the figures stem from 2025 insurance quotes, they should not be read as a statement about the vehicles.
9. Mazda: Earlier Study Fifth
In an earlier LendingTree study of quotes from November 14, 2022 to November 14, 2023, Mazda ranked fifth among brands for incidents per 1,000 drivers, as Autoblog’s coverage reported. The study analyzed tens of millions of QuoteWizard quotes.
This entry draws on a different and older study period than the 2025 figures above, so its rank cannot be compared directly with those rates. The source supplies a ranking, not an incident count.
10. Lexus: Earlier Study Seventh
LendingTree’s earlier study of quotes from November 14, 2022 to November 14, 2023 ranked Lexus seventh among brands for incidents per 1,000 drivers, according to Autoblog’s report. The analysis covered tens of millions of QuoteWizard quotes.
The result is dated, coming from 2022-23 data, and does not show the brand’s current standing. Only the rank is available from this source, so no incident rate is stated here for Lexus. Readers wanting current figures should look to the newer 2025 study.
11. Hyundai: Earlier Study Ninth
In LendingTree’s earlier study of quotes from November 14, 2022 to November 14, 2023, Hyundai ranked ninth among brands for incidents per 1,000 drivers, as covered in an Autoblog article. The study analyzed tens of millions of QuoteWizard quotes.
This is older data than the 2025 entries and should be read as a past ranking, not a current one. The source gives a position in the order, not a rate per 1,000 drivers.
12. Toyota: Earlier Study Tenth
Toyota ranked tenth among brands for incidents per 1,000 drivers in LendingTree’s earlier study of quotes from November 14, 2022 to November 14, 2023, based on Autoblog’s study coverage. The study analyzed tens of millions of QuoteWizard quotes.
Sitting tenth in that older ranking, the brand closes the list on its 2022-23 position. Because the period differs from the 2025 entries, the placement is a historical reference, not a present-day comparison. Readers wanting a current look should consult the newer 2025 figures instead of this ranking.
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