Insurance premiums swing widely from one model to the next, and several mainstream choices land at the cheap end of the national tables. The rankings come from different publishers, each with its own sample driver and coverage level. Here are ten vehicles that insurers cover most affordably, from compact crossovers to a pickup and a small sedan.
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1. Honda CR-V: Cheapest Of The Cheap
Insurance.com ranks the Honda CR-V first among cheap-to-insure models, at an average of $1,932 a year, or $161 a month, for full coverage. The quote profile is a 40-year-old driver with good credit and a clean record, carrying 100/300/100 liability limits and $500 deductibles. Those assumptions matter, because every one of them nudges a premium up or down.
A compact crossover leading the list shows that a popular, practical, widely repaired vehicle tends to cost less to protect than a sporty or exotic one. Drivers with a younger age, a blemished record or thinner credit should expect a larger number than the table shows.
2. Subaru Forester: A Quiet Insurance Bargain
CarInsurance.com averages the Subaru Forester at $1,189 for six months of full coverage, which works out to about $198 a month. The sample drivers are 40-year-old men and women carrying 100/300/100 liability limits and $500 deductibles. The compact SUV sits among the cheapest vehicles the site analyzed for 2026.
Six-month figures can look deceptively small next to annual quotes, so doubling the number is the fair comparison with other lists. Shoppers should also remember that a table average is a starting point, and an individual quote can land well above or below it.
3. Toyota RAV4: America’s Favorite Costs Less
The best-selling SUV in America also makes CarInsurance.com’s cheap-to-insure top 20, at $1,207 for six months of full coverage. That is about $201 a month on the site’s 40-year-old driver profile, using 100/300/100 liability limits and $500 deductibles. The Toyota RAV4 trails the Forester in that table by only a small margin.
High sales volume tends to mean plentiful parts and familiar repair costs, which insurers appreciate. A buyer comparing the RAV4 with rivals should request quotes on specific trims, since safety equipment and repair costs can shift the final premium.
4. Volkswagen Tiguan: Third Place With A German Badge
Insurance.com places the Volkswagen Tiguan third nationally among cheap models, at an average $1,979 a year, or $165 a month, for full coverage. The table uses 100/300/100 liability limits and $500 deductibles for a 40-year-old driver with good credit and a clean record. A German-built compact crossover placing that high is a mild surprise.
Badge reputation is a poor guide to premiums, since the ranking rewards claim history and repair cost rather than prestige. Anyone cross-shopping should run a Tiguan quote beside the usual Japanese suspects before assuming it costs more.
5. Mazda CX-5: Priced Like A Practical Choice
The Mazda CX-5 averages $2,021 a year, or $168 a month, for full coverage on Insurance.com’s 2026 national table. The figure assumes a 40-year-old driver with good credit and a clean record, 100/300/100 liability limits and $500 deductibles. It sits in the middle of the site’s cheapest group, behind the Honda CR-V and Volkswagen Tiguan.
Roughly $90 a year separates the CX-5 from the leader, a gap a single rate change or a different carrier could easily erase. A buyer who prefers its driving feel over the CR-V can take comfort that the insurance penalty is small.
6. Subaru Outback: The Cheap List’s Tenth Spot
The Subaru Outback rounds out Insurance.com’s national top 10 at an average $2,042 a year, or $170 a month, for full coverage. The profile is the same as for the rest of the table: a 40-year-old driver with good credit, a clean record, and standard deductibles. Compare.com’s own top-10 table separately lists the Outback at $1,212.
Being tenth does not mean expensive, since the full spread across the top ten is only about $110 a year. Outback shoppers get a larger wagon body without a noticeable insurance surcharge compared with the compact crossovers ahead of it.
7. Chevrolet Equinox: Best-Seller With A Middling Bill
Compare.com’s table of the 25 best-selling models shows the Chevrolet Equinox at an average annual premium of $1,788. The site does not split that number into full coverage versus liability, and the quotes come from the 10 days to October 19, 2026. That makes it a blended figure rather than a like-for-like match with the full-coverage rankings elsewhere.
The Equinox figure looks low beside some full-coverage entries here, but the methods differ, so the comparison is soft. A buyer should treat $1,788 as a ballpark for a popular compact SUV and gather personalized quotes before drawing conclusions.
8. Hyundai Tucson: A Blended Number For A Best-Seller
In the same Compare.com best-sellers table, the Hyundai Tucson averages $1,818 a year. Again, that is a blended annual premium rather than a stated full-coverage or minimum-coverage rate, built from quotes current to October 19, 2026. The Tucson lands just thirty dollars above the Equinox in that list.
Because the publisher does not disclose a driver profile, the figure works best as a relative gauge among popular models. Shoppers weighing the Tucson against the Equinox should note how close the two are, and let trim level and local rates decide.
9. Honda Ridgeline: The Cheapest Pickup To Cover
MoneyGeek names the Honda Ridgeline the cheapest pickup to insure, at $382 a year for state-minimum liability coverage through Nationwide. That number comes from an analysis of 83,056 quotes from 46 insurers across 473 ZIP codes, updated in August 2026. It is a minimum-limits figure, not a full-coverage one.
Minimum coverage protects others rather than the truck itself, so a financed Ridgeline will require a far costlier policy. The ranking mainly shows how modest minimum-limit pricing can be for a pickup, even before any collision or comprehensive cover is added.
10. Subaru Impreza: Cheapest Sedan At Minimum Limits
MoneyGeek’s cheapest sedan is the Subaru Impreza, at $376 a year for state-minimum coverage through GEICO. The figure is drawn from 83,056 quotes across 473 ZIP codes, with the page updated in August 2026. It is the lowest premium of any vehicle in this gallery, though only because it reflects minimum limits.
The low price should not be compared with the full-coverage numbers for the CR-V or Forester, which cover the owner’s own car. Drivers who want collision and comprehensive protection on an Impreza should expect a much higher quote than the headline amount.
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